“So, who do I want to get my IRA? My spouse? My kids? But I don’t want to leave out the grandkids. Oh, I’ll just fill it in later.” You’d be surprised how often that mental conversation goes on when someone is looking at the beneficiary section of their IRA application. And for most, they never get around to [...]
For the first time in U.S. history, more than 20% of retirement age workers are choosing to stay in the workforce. That’s more than double the number who made that decision in 1985, according to a new report from United Income. The reason is simple—they don’t have enough money. For some, they’ve never recovered the wealth lost during the Great [...]
Want to know how to be the best? Learn from the best. That’s what Lendingtree did when they looked at thousands of credit reports from people with a credit score of 801 or higher. They discovered some common financial threads among people with the best scores. On average, credit scores can range from a low of 300 to a high [...]
Pick almost any part of life and wellness is part of the picture. People talk about it, research it, study it and try to apply it. The Center for Psychiatric Rehabilitation says there are eight dimensions of wellness—physical, social, spiritual, emotional, environmental, intellectual, occupational, and financial. But the last one, financial, seems to be the hottest wellness topic right now. [...]
We sincerely hope you're enjoying Alhambra Investment's research and analysis. As a gentle reminder, we go well beyond just offering market and economic insights. Alhambra also manages both Strategic (Passive) and Tactical (Active) portfolios with a talented team of seasoned professionals. As Registered Investment Advisers, we have a fiduciary responsibility to our clients and we’d welcome the opportunity to help you achieve your financial and investment goals. If you [...]
In 2019, professional baseball player Bryce Harper signed the largest free-agent deal in the history of North American sports up to that time—$330 million dollars to play for the Philadelphia Phillies for 13 years. He had similar offers from the Los Angeles Dodgers and the San Francisco Giants. But one of the major factors in Harper’s decision was—taxes. California’s state [...]
If you’re approaching that magic age of 65, some things are about to change and you’ve got thinking to do, especially when it comes to Medicare. There are four enrollment periods and if you miss deadlines there could be penalties that cost you money for the rest of your life. And wouldn’t you rather have the money in your pocket [...]
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