About Bob Williams

Give us a call today at 1-888-777-0970 or via email at and we’d be happy to arrange for one of our investment professionals to discuss your situation with you – completely complimentary. Let’s start the conversation today. Bob is the Director of Media at Alhambra Investments, an SEC-registered Investment Advisory firm doing business since 2006. Alhambra Investments specializes in all-weather, highly diversified, multiple asset class portfolios.

Demolishing 8 Retirement Planning Myths

By |2023-03-08T12:25:02-05:00March 8th, 2023|Financial Planning, Retirement|

Isn’t it what we all plan for? At some point in your life, you’ll stop working and enter “The Retirement Zone.” It will require income that may come from Social Security, retirement accounts, annuities, investments, or any number of sources. Yes, being a successful retiree requires planning. But you have to know what’s good planning and what are just myths. [...]

The Lowest Medicare Part D Premiums Aren’t Always the Best Deal

By |2023-03-03T10:37:30-05:00March 3rd, 2023|Financial Planning, Retirement|

It’s just human nature. When we buy something, we want to pay the lowest price and get the best deal. That same principle applies to America’s seniors when they turn 65 and have to choose a Medicare Part D Prescription drug plan. The problem, though, is that choosing the lowest premium Part D plan may actually be more expensive in [...]

Abolishing the IRS

By |2023-02-15T08:53:32-05:00February 15th, 2023|Economy, Financial Planning, Taxes/Fiscal Policy|

What’s that I hear? It’s very faint, but it sounds familiar. I cup my hand around my ear to hear better and, yes, I’ve heard it before. In the distance, there are shouts of “Abolish the IRS. We want a Fair Tax.” The idea of a Fair Tax was first introduced in 1999 by former Georgia Congressman John Linder. His [...]

The Perks of Having an Online Social Security Account

By |2023-02-15T08:33:46-05:00February 15th, 2023|Financial Planning, Retirement|

It’s called a “My Social Security” account. It’s often thought of as something for people getting Social Security benefits. In reality, there are positives for anyone who’s working and paying Social Security taxes.   Protect Your Social Security from Identity Thieves Once you set up a “My Social Security” account, you’re protected. There can never be more than one account [...]

Betty White—A Financially Savvy Celebrity

By |2023-02-09T09:39:32-05:00February 9th, 2023|Estate Planning, Financial Planning|

Celebrities are often placed on a pedestal because of their success and their extraordinary talent—people like Elvis, Aretha Franklin, Prince, Michael Jackson, Howard Hughes, Pablo Picasso, Bob Marley and Jimi Hendrix. They were gifted and they made boat-loads of money doing what they did best. But making money has no correlation to handling money. And in the case of everyone [...]

The Face of Retiring Changes… Again

By |2023-01-30T14:15:39-05:00January 30th, 2023|Financial Planning, Retirement|

I can, I will, I can’t, I won’t. Those are all responses we’ve heard in the past two years about deciding to retire. The response you give or the response you get is directly related to the U.S. economy.   Before COVID, American workers age 55 and above were retiring at a rate of approximately one million per year. But [...]

The Married Couples Social Security Playbook

By |2023-01-23T11:42:44-05:00January 23rd, 2023|Financial Planning, Retirement|

Social Security is usually thought of in terms of an individual’s retirement benefit. But it’s equally important to understand the benefits of Social Security for married couples. Whether you’re a Baby Boomer spouse with limited work history because you stayed home to raise the kids, or a married couple who discovered during COVID that a happy family doesn’t require two [...]

SECURE Act 2.0 – The IRS Sweetens the Retirement Pot

By |2023-01-17T14:58:53-05:00January 17th, 2023|Financial Planning|

In December 2022, Congress and the president did what they do best—spend more money--$1.7 trillion. The spending includes $858 billion for the military, $772 billion for domestic priorities, another $45 billion for Ukraine, and oh, by the way, enough money to keep the government running until September 2023, which was allegedly the reason for the whole process to begin with. [...]

9 Medicare Potholes That Can Cost You Big Time

By |2022-12-13T10:24:55-05:00December 13th, 2022|Financial Planning, Retirement|

So, you’re almost eligible for Medicare. For many who have struggled with health insurance since Congress passed Obamacare in 2010, going on Medicare is a step up from the expensive, high deductible, limited option plans available to them. But Medicare can be problematic too if you don’t know what to look for. Here are 9 of the most common Medicare [...]

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