Look What You Can Pay for with 529 Education Savings Money
529 Education Savings Accounts are named after the section of the IRS code that outlines the rules of the plan. When it began in 1996, the 529 plan was a new way to save and [...]
Weekly Market Pulse: Higher For Longer
"Higher for longer." That's what the Fed says they intend to do with interest rates and investors finally decided to believe them last week. Bond yields, which have been stagnant since peaking last October, finally [...]
Charitable Donations: What to Know Before You Give
Americans are generous people. According to the Lily Family School of Philanthropy, Americans give almost $485 billion dollars a year to charity. The reasons vary from paying it forward to giving something back or knowledge [...]
Qualified Charitable Donations (QCD) from Inherited IRAs
At the very moment IRAs joined the retirement savings universe in 1974, so did Required Minimum Distributions (RMD). The government was more than happy to provide a tax-deferred way to save for the future, but [...]
Weekly Market Pulse: The Dividend Stock Conundrum
Everybody loves dividend stocks. Some prefer stocks with high dividend yields and some prefer stocks of companies that have grown their dividends consistently, but dividends are an essential component of many (we think it should [...]
2 Confusing IRA Designations
“What in the world does that mean?” I can’t tell you how many times I’ve been asked that question during more than 30 years in the financial industry. Clients naming beneficiaries on IRAs, 401(k) accounts, [...]
Weekly Market Pulse: Where Are The Extremes?
Every weekend I sit down at my desk and write the title of this post at the top of a legal pad. I make a list of everything I can identify as trading at an [...]
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