I can, I will, I can’t, I won’t. Those are all responses we’ve heard in the past two years about deciding to retire. The response you give or the response you get is directly related to the U.S. economy. Before COVID, American workers age 55 and above were retiring at a rate of approximately one million per year. But [...]
Social Security is usually thought of in terms of an individual’s retirement benefit. But it’s equally important to understand the benefits of Social Security for married couples. Whether you’re a Baby Boomer spouse with limited work history because you stayed home to raise the kids, or a married couple who discovered during COVID that a happy family doesn’t require two [...]
In December 2022, Congress and the president did what they do best—spend more money--$1.7 trillion. The spending includes $858 billion for the military, $772 billion for domestic priorities, another $45 billion for Ukraine, and oh, by the way, enough money to keep the government running until September 2023, which was allegedly the reason for the whole process to begin with. [...]
So, you’re almost eligible for Medicare. For many who have struggled with health insurance since Congress passed Obamacare in 2010, going on Medicare is a step up from the expensive, high deductible, limited option plans available to them. But Medicare can be problematic too if you don’t know what to look for. Here are 9 of the most common Medicare [...]
You need more than a Will or Trust to round out your estate plan. Alhambra's Bob Williams lists other Must Have planning documents.
From Eurodollar Deflation to Financial Repression Inflation; the risks and the consequences.
Here we are again in the final quarter of the year when thoughts turn to Thanksgiving and Christmas and… reviewing your financial house. Oh, that’s not on your list? Well, let’s put it there because financial issues cannot be on automatic pilot. Things change and you need to keep current. Here are 16 items you need to review before the [...]
International events and a strong U.S. dollar and not decimating foreign markets as you would expect. And things look even better if viewed through the lens of local currencies. Alhambra CEO Joe Calhoun breaks down the Currency Illusion.
Every great portfolio needs a volatility control. Steve Brennan and Alhambra CEO Joe Calhoun discuss the need for Real Estate as part of overall allocation.
The FTX debacle is reminding us why investment scams can happen. Steve Brennan and Alhambra CEO Joe Calhoun look at the similarity between this scam and others from the past.
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