bob.williams

About Bob Williams

Bob is the Director of Media at Alhambra Investments, a fee-only Investment Advisory firm doing business since 2006. Alhambra Investments specializes in all-weather, highly diversified, multiple asset class portfolios. Give us a call today at 1-888-777-0970 or via email at info@alhambrapartners.com and we’d be happy to arrange for one of our investment professionals to discuss your situation with you – completely complimentary. Let’s start the conversation today.

2023 Standard Deduction and Tax Rate

By |2023-11-06T08:37:57-05:00November 6th, 2023|Markets|

It won’t be long before you’ll be fussin’ and cussin’ again as you gather all the tax information needed to step back in the ring with the IRS on April 15th. The standard deduction and all tax brackets have been adjusted for the 2023 tax year. Here are the numbers that will be used to determine what you owe.   [...]

The Happiest Workers are 65 and Older

By |2023-10-17T09:17:07-04:00October 17th, 2023|Markets|

If you’re 65 years old and still working, you may be part of an elite group of American workers. Pew Research Center, in its latest jobs survey, found that employees aged 65 and older are the happiest employees in the workforce. The survey found: Two-thirds of those 65+ are extremely or very satisfied with their jobs, compared with: 55% of [...]

Student Loans

By |2023-10-02T08:49:43-04:00October 2nd, 2023|Markets|

Ah, the college experience! There’s a lot of growing up that happens in those four years—finding out who you are, learning to be even more independent, and for some, learning to do their own laundry. But one thing is certain. No matter when you go to school or where, it’s going to be expensive.   What drives the cost of [...]

Look What You Can Pay for with 529 Education Savings Money

By |2023-09-25T10:20:02-04:00September 25th, 2023|Markets|

529 Education Savings Accounts are named after the section of the IRS code that outlines the rules of the plan. When it began in 1996, the 529 plan was a new way to save and pay for higher education; the money got to grow tax-free and then could be withdrawn tax-free if it was used to pay for qualified higher [...]

Charitable Donations: What to Know Before You Give

By |2023-09-20T11:53:09-04:00September 20th, 2023|Markets|

Americans are generous people. According to the Lily Family School of Philanthropy, Americans give almost $485 billion dollars a year to charity. The reasons vary from paying it forward to giving something back or knowledge of the immutable universal law that if you give you will receive (although if that’s why you’re giving it probably won’t work). But, will your [...]

Retirees Want to “See Clearly Now”

By |2023-08-21T12:31:49-04:00August 21st, 2023|Markets|

Getting Vision Insurance If you’re a retiree or approaching retirement you probably remember Johnny Nash singing   I can see clearly now the rain is gone I can see all obstacles in my way. Gone are the dark clouds that had me blind. It's gonna be a bright, bright, sunshiny day. And that’s exactly what today’s retirees want. It’s just [...]

Inflation is Changing the Way People Cook

By |2023-08-14T10:25:42-04:00August 14th, 2023|Markets|

In the last two-and-a-half years inflation has become a four-letter word. For the 40 years before that, inflation had been relatively benign and for a huge percentage of the American public, inflation was something they’d heard about but never really experienced.   Today, everyone has seen the effects—the price of gas is almost double, eating out requires a small loan, [...]

Is Parting Such Sweet Sorrow?

By |2023-08-07T10:26:04-04:00August 7th, 2023|Markets|

In the last three years, changes in the U.S. employment market have been more rapid than bullets from a machine gun. And just when we thought things were settling down, now the newest, latest trend in employment has emerged. As with all its predecessors, this change is about employee attitude and is driven primarily by Gen Z and Millennials.   [...]

Designate a Trusted Contact

By |2023-08-01T08:09:30-04:00August 1st, 2023|Markets|

As a kid, I loved watching the Lone Ranger on television. He was the protector of those who couldn’t protect themselves. He stood between good people and the bad guys who wanted to steal their land or their money. The Lone Ranger would defend others when they couldn’t defend themselves.   Today, we’re much more sophisticated than the Old West, [...]

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