Here is a brief summary of what is of concern to domestic and international policymakers, academics, community groups, and others. We might call these “known risks.”

Persistent inflation and monetary tightening

  • Persistent or reaccelerating inflationary pressures
  • Resilient economic outlook leading to further monetary policy tightening
  • Volatile market conditions
  • Entrenched expectations of higher inflation leading to higher realized inflation leading to even more restrictive monetary policy
  • Induces and even exacerbates recession

Commercial real estate

  • Potential trigger for systemic stress
  • Higher interest rates
  • Declining property prices
  • Structural shifts in demand for office space may prompt large realized losses
  • Small and regional domestic bank vulnerability
  • Tighter bank lending conditions

Reemergence of banking-sector stress

  • Renewed deposit outflows
  • Uninsured deposits
  • Losses on CRE exposures
  • Market liquidity strains and volatility
  • Vulnerabilities among highly levered NBFIs

Weakness in the Chinese economy and financial sector

  • Capital flight
  • Stronger U.S. dollar
  • Downward pressure on Chinese assets and other Asian markets
  • Alongside weakness in Europe, increased likelihood of a global recession
  • Increased foreign exchange market volatility
  • Implementation of capital controls

Fiscal debt sustainability

  • Treasury market volatility
  • Treasury market liquidity strain
  • Higher long-term interest rates and bond term premia
  • Increases in sovereign bond issuance

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